HOLLY
How it worksHorizonJoin waitlist →
← Back to Holly
HOLLY UK LTD

Terms of Service

The simple rules for using Holly. We keep them clear so you can get back to spending your money with less guesswork.

Effective date: October 2026Last updated: October 2026

Eligibility

Holly is available to people aged 18 or over in supported jurisdictions, currently including the United Kingdom and United States, with future expansion markets added at our discretion.

What Holly provides

Holly provides automated budget management, tracking, and simulation tools. Holly is not a bank, investment adviser, or regulated financial institution. Our output metrics are informational aids only and do not constitute financial advice, recommendations, or a guarantee of future outcomes.

Open Banking

With your permission, Holly connects to your accounts using read only Open Banking connectivity powered by Plaid Financial Ltd. Holly does not access or store your online banking passwords.

Your responsibilities

You are responsible for the accuracy of information you provide, keeping your account secure, and evaluating whether any spending decision is right for you. You agree not to misuse the service or attempt to interfere with its operation.

Availability and liability

The service may depend on third party banks, Open Banking providers, networks, and other services. We do not guarantee uninterrupted availability or connectivity. To the fullest extent permitted by law, Holly is not liable for losses arising from your spending choices, financial decisions, third party bank uptime, connectivity interruptions, or reliance on informational projections.

Contact

Questions about these terms can be sent to privacy@getholly.app.

HOLLY

A calmer way to spend.

PrivacyTermsContact
© 2026 Holly UK Ltd